Retirement Planning

At Powell Wealth, our retirement planning services are designed to help you achieve the lifestyle you envision—whether retirement is just around the corner or still years away. We begin by thoroughly evaluating your existing retirement accounts, such as pensions, IRAs, SEPs, 401(k) plans, and annuities, to understand your current position and identify opportunities to maximize your savings and future income. Our team creates a personalized financial plan that optimizes how and when you draw income from these accounts, while considering tax efficiency, market conditions, and your long-term objectives.

As your retirement approaches, we proactively adjust your investment holdings to ensure proper diversification and manage risk across your entire portfolio. For those nearing or entering retirement, we develop tailored strategies for managing distributions, aiming to provide a reliable and stable income stream throughout your retirement years. Our ongoing communication and responsive approach mean we’re ready to adapt your plan as your needs change or unexpected life events occur, giving you confidence and clarity as you transition into and enjoy retirement.